Being the most popular city in Georgia state, Atlanta has many drivers with different types of cars. They are all there, from the one with a vintage look to the latest release with a futuristic design. However, are those cars already insured? If not, we will talk about the best Atlanta auto insurance companies in this article.
Contents
What are Atlanta Auto Insurance Companies?
Having your own car is such pride. Nevertheless, having insurance for them is another level of satisfaction. As a driver, you should realize how important insurance is to protect your cars financially. Atlanta, which is truly loved by most Georgians, must be filled with many drivers who have had this awareness from the beginning.
Since Georgia state is filled with many insurance companies, it will be easier for people to get theirs as they need. The more companies, the more chances for you to compare one to another. So, are you ready to have a look on what are the best Atlanta auto insurance companies through this article?
The 5 Best Atlanta Auto Insurance Companies
What do you expect when it says the best? Does the best mean the one with the cheapest costs or with good services? The 5 best Atlanta auto insurance companies that we have listed below include their rates, coverage, and benefits. It is totally your choice to name which one is the best for you. Then, are you ready to compare them?
1. USAA
Are you familiar with USAA? One thing that makes USAA special is that they are so exclusive. For your information, USAA is available only for someone from the military group. It can be the active or retired members and their families as well. But how does USAA serve in Georgia, especially Atlanta?
Let’s talk about their coverage first. Actually, this company covers a wide scale of protection and includes more benefits. From the standard, they offer collision and comprehensive coverage, liability, and uninsured drivers coverage. Meanwhile, several additional benefits are disability services and coverage for lost wages.
Those coverages and benefits apply in Atlanta as well since USAA is available in all states, including Washington D.C. Then, how much does it cost in Atlanta? Moving to its cost, in a month, USAA members in Atlanta should pay about $147 or more than $1,760 per year.
2. Auto-Owners
Cars owners should insure their cars to Auto-Owners. What makes Auto-Owners a bit different from other companies is the fact that you are not able to purchase any insurance product directly from the company. Then, how does it work? If you are interested, Auto-Owners provides independent agents who sell insurance policies.
Are they available to agents only? Exactly, yes. This makes Auto-Owners insurance products more reachable.
In addition, you may expect both, standard and additional coverage such as comprehensive or rental car coverage. Then, the benefits are also there, which is called Personal Automobile Plus Package. This includes coverage for damaged and stolen items from your car, extra transportation cost, to rental automobile gaps.
Will it be cheaper than USAA? Since the company’s vision is focusing on low rates, you may expect cheaper quotes. For full coverage car insurance in Atlanta, the Auto-Owners offer a monthly average cost of around $113 or $1,356 in a year.
3. Georgia Farm Bureau
The third on the Atlanta auto insurance companies list is Georgia Farm Bureau. When you want to purchase under Farm Bureau, you need to remember that the company requires all insurers to join their membership program. However, it should not be a big deal since it only costs less than $100 annually.
Georgia Farm Bureau also sells the same standard coverage as others. What makes it different is surely from the add-on coverage which is called driveology. This is a unique system from the company to record your driving experience. When you drive well, you may save money up to 30% from your premium.
Talking about premium, how much is it actually? Atlanta drivers under Farm Bureau auto insurance should pay around $133 for full coverage per month. In other words, you will spend around $1,596, excluding your membership cost.
4. State Farm
The Atlanta auto insurance companies list is not over yet because we suggest State Farm to you. People say that State Farm may be the best choice when you pay for multi policies.
In car insurance itself, besides its standard coverage, the add-on choices offer many kinds from emergency roadside assistance, rental car, and travel expenses coverage to rideshare drive coverage. The last one is interesting because you are eligible for the coverage when you drive for a company, such as Lyft, Curb, or Uber.
Finally, let’s find out how much State Farm actually costs in Atlanta. Compared to the three previous companies, State Farm might not be the cheapest but overall it is still affordable. State Farm customers should pay for their insurance for about $144 monthly or $1,728 within one year.
5. Nationwide
Nationwide becomes the last we suggest to you on the Atlanta auto insurance companies list. Apart from its great name, Nationwide becomes everyone’s favorite because they have so many insurance products. Car insurance is one of the products which is praised a lot by Americans, especially those who live in Atlanta.
The special offering from Nationwide auto insurance is accident forgiveness. How does this coverage work? So, you know that your driving history will affect your rates. Once you get into a car accident, means a higher rate is possible to apply. This is how accident forgiveness coverage works.
You are able to claim accident forgiveness so that your imperfect driving history will not be recorded and it has nothing to do with your rates. Unfortunately, this coverage will only work once during your insurance period. Finally, from the average cost, in Atlanta, Nationwide requires customers to pay around $150 or $1,800 within a year.
Atlanta Auto Insurance Companies: Have You Chosen One?
Those 5 Atlanta auto insurance companies are proven all good. However, instead of choosing randomly among them, you need to make sure first about what you really need to cover. Therefore, you do not need to spend much money on unnecessary items. So, Atlanta drivers, are you ready to drive safely under the right protection?