Getting an affordable car insurance quote from a reputable company like Safeco Insurance requires in-depth research and comparison. You need to know more about the company and its services, types of insurance offered, rates, claims, etc. If you don’t know how to start, we’ve got you covered to get the best Safeco auto insurance quotes.
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What is Safeco Insurance?
Safeco Insurance is one of the top auto insurance company options, with over 90 years of experience in the insurance industry. As part of Liberty Mutual Company, one of the largest auto insurers in the US, Safeco offers various types of insurance to meet customers’ needs. It includes home, auto, boat, renters, and motorcycle insurance.
Thousands of drivers trust Safeco insurance due to its satisfactory service and insurance policies. The company helps customers to get auto insurance in a fast, convenient, and reliable way. The company also provides great coverage with competitive rates that won’t break the bank.
What Types of Auto Insurance Does Safeco Offer?
Safeco auto insurance offers a wide range of coverage to suit your needs, including:
1. Liability Coverage
Liability coverage is classified into 2 types: bodily injury liability and property damage liability. Safeco’s bodily injury liability coverage will protect you from paying expenses related to other people’s injuries if you cause an accident.
Meanwhile, property damage liability helps you up to the policy limit if you are found at fault for damaging someone else’s property. It means this insurance will pay for property damage you cause while driving.
2. Uninsured/Underinsured Motorist Coverage
It helps you cover the bills due to an accident caused by an uninsured driver. This type of insurance also applies if you are involved in a collision with a driver who does not have an adequate liability coverage package.
3. Medical Payments
Medical payments coverage covers medical bills for you and your passengers when you are involved in an accident. The insurance remains applicable regardless of who caused the accident. The covered cost include hospital visits, surgeries, ambulances, professional nursing services, and more.
4. Collision Coverage
Other than the three coverages above, Safeco also offers full coverage insurance, including collision coverage. This insurance will repair or replace your car if you are involved in an accident with another vehicle. It also provides full protection if you crash into fences or poles that damage your car.
5. Comprehensive Coverage
If something happens to your vehicle that is not covered by the collision policy, then that’s where comprehensive coverage takes part. It covers car damage due to fire, hail, hitting an animal, or even when someone steals your vehicle or vandalizes it.
6. New Vehicle Replacement
New vehicle replacement coverage is an optional policy add-on from Safeco that will totally replace your car if something bad happens. This policy will also replace a stolen car that is less than one year in age with a new vehicle that has a similar brand and series.
7. Rental Car Reimbursement Coverage
Another option is rental car reimbursement coverage which covers the vehicle rental cost up to your policy limit. You can claim this insurance if your car needs repairs after an accident.
8. Auto Ridesharing Coverage
This policy provides you with coverage during downtime when the rideshare app is active. It usually costs less, starting from $10 per month. However, it is only available in several cities, such as Illinois, Indiana, and Colorado.
9. Classic Car Insurance Coverage
Classic car insurance coverage is an optional coverage from Safeco that includes standard limited use. It saves you money if you drive less than 5,000 miles a year. This coverage applies to the agreed value of your car, so you don’t have to worry about your policy limits.
Safeco Auto Insurance Discounts
Good news! Safeco offers a wide range of discounts for all its customers. It allows you to lower your Safeco auto insurance quotes easily and safely. Here’s the list of auto insurance discounts:
- Safe driver
- Low mileage
- Multiple vehicles
- Accident prevention course
- Anti-theft devices
- Anti-lock brakes
- Homeowner
To claim the discount, you need to speak to a Safeco agent first to determine the requirements. Also, make sure the discount is available and eligible for your insurance quote.
Additionally, you can save more money with the following driving rewards offered by Safeco:
1. Accident Forgiveness
You can claim accident forgiveness on the first accident on your policy. It will be waived after a few years without a collision or a faulty offense in your driving record.
2. Claims-Free Cash Back
Safeco will automatically send you a check for 2.5% of your policy premium if you are claim-free during the six-month review period. This cashback is valid for up to 5% each year.
3. Diminishing Deductible
Need more? You can get a collision deductible at each renewal if no claims are filed against your policy. This deduction will continue to decrease until it reaches 5 years in a maximum of $500.
How To Get Safeco Car Insurance Quotes
It’s easy to get a car insurance quote from Safeco. The company provides the highest level of service. You can reach out to them 24/7 whenever you want. Here are the easy ways to get started:
- Visit the website at safeco.com
- Find an agent
- Enter your ZIP code
- Select your auto coverage
Kindly note that Safeco is a licensed insurance company. They will ask you a few questions regarding the auto insurance quote. It includes your personal information, your car, your driving records, and other drivers you want to include in the insurance policy.
Make sure you have determined the coverage you want for your vehicle. If you are still confused, speak to a licensed agent at (877) 668-0097 to find the best coverage option for you and your car.
Get Your Safeco Auto Insurance Quotes Today
So which coverage option will you choose? Safeco offers various types of auto insurance to protect you, your car, and your financial plan. It is a good choice of insurance company to rely on. Let’s get the best Safeco car insurance quote now and enjoy big discounts!